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    <loc>https://www.circlesindy.org/blog</loc>
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    <loc>https://www.circlesindy.org/blog/blog-post-four-4b5yk-fkela</loc>
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    <lastmod>2019-08-22</lastmod>
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      <image:title>Blog - Blog Post Four</image:title>
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  <url>
    <loc>https://www.circlesindy.org/blog/blog-post-three-hdcet-hk4mb</loc>
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    <lastmod>2019-08-14</lastmod>
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      <image:title>Blog - Blog Post Three</image:title>
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  <url>
    <loc>https://www.circlesindy.org/blog/blog-post-two-lsl4c-w9xh9</loc>
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    <lastmod>2019-08-14</lastmod>
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      <image:title>Blog - Blog Post Two</image:title>
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  <url>
    <loc>https://www.circlesindy.org/blog/blog-post-one-g4a28-4jjzh</loc>
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    <priority>0.5</priority>
    <lastmod>2023-05-19</lastmod>
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      <image:title>Blog - Give: Provide basic needs</image:title>
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  <url>
    <loc>https://www.circlesindy.org/the-cliff-effect</loc>
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    <lastmod>2023-06-07</lastmod>
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      <image:title>The Cliff Effect</image:title>
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  <url>
    <loc>https://www.circlesindy.org/about-1</loc>
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    <lastmod>2023-05-19</lastmod>
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      <image:title>About</image:title>
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  <url>
    <loc>https://www.circlesindy.org/home</loc>
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    <lastmod>2025-09-08</lastmod>
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      <image:title>Home - Circles is Working</image:title>
      <image:caption>Communities across the nation are using Circles because the results are so encouraging. After 18 months, those in the program achieve an average 71% increase in their income, and they experience an increase in the number of people they can call on for support. Communities have also seen changes at the system level, revising unjust eviction policies, fighting predatory loan practices, and engaging in advocacy efforts to mitigate the Cliff Effect. Circles has a real, proven impact.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6467bc7a738c555cc3530506/1684520065480-DIS5TWQ3RAREW9394QH8/20200227_ELP_Circles_678.jpg</image:loc>
      <image:title>Home - Circles Reduces Poverty</image:title>
      <image:caption>Circles is about building intentional relationships across income lines. While middle-income and high-income families enjoy networks of support through their jobs, schools, and neighborhoods, families living in poverty rarely develop such contacts. Many who live in poverty are hardworking and motivated. When a circle of support forms around them, advice is offered, contacts are shared, and the fears that keep people in poverty start to disappear.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Home - Circles Changes Communities</image:title>
      <image:caption>In Circles, volunteers and participants grow and learn together. While participants navigate their way toward economic stability, volunteers get an in-depth education on the culture of poverty and a new perspective of their community. At monthly meetings, city leaders, business owners, and other community members are invited in so the community can work together to identify, discuss, and often resolve barriers that keep people in poverty. By changing the mindset toward poverty, systems can be transformed from poverty management to poverty reduction.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6467bc7a738c555cc3530506/1684520065500-M003G0U3N4PE7O09IQTD/20200227_ELP_Circles_678.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>Do you feel stuck? Do you want a better job? Are you tired of living paycheck-to-paycheck? Do you want to improve yourself and achieve your goals?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6467bc7a738c555cc3530506/1684520065504-YA3AA1RPMWDP0SQ08TTD/Hands.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>Volunteer to walk alongside an individual or family as their friend and Ally as they set goals, achieve their dreams, and work hard to move out of poverty!</image:caption>
    </image:image>
    <image:image>
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      <image:title>Home</image:title>
      <image:caption>Share your skills, your talents, your connections, and your areas of expertise with those in our community who are working their way out of poverty!</image:caption>
    </image:image>
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  <url>
    <loc>https://www.circlesindy.org/thecirclesmodel</loc>
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    <lastmod>2023-06-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/6467bc7a738c555cc3530506/1684520068812-1SIEI1MHF58Y12NNGT3H/Circles%2BGraphics.jpg</image:loc>
      <image:title>The Circles Model - Circles is a nationally-proven and innovative way of connecting people across socioeconomic lines in an effort to move individuals and families out of poverty. Circles is not just another program to manage poverty. Circles is uniquely designed to reduce poverty by helping low income individuals expand their social capital while bringing the community together in solidarity to reduce the barriers keeping people in poverty.</image:title>
    </image:image>
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  <url>
    <loc>https://www.circlesindy.org/poverty-in-our-community</loc>
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    <lastmod>2023-06-02</lastmod>
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      <image:title>Poverty in Our Community</image:title>
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  <url>
    <loc>https://www.circlesindy.org/contact</loc>
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    <lastmod>2025-04-29</lastmod>
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      <image:title>Contact</image:title>
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    <loc>https://www.circlesindy.org/donate</loc>
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    <lastmod>2025-11-03</lastmod>
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    <lastmod>2023-06-02</lastmod>
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      <image:title>Our Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Our Team</image:title>
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      <image:title>Our Team</image:title>
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      <image:title>Our Team</image:title>
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      <image:title>Our Team</image:title>
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      <image:title>Our Team</image:title>
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      <image:title>Our Team</image:title>
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      <image:title>Our Team</image:title>
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      <image:title>Our Team</image:title>
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    <loc>https://www.circlesindy.org/social-capital</loc>
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    <lastmod>2023-05-19</lastmod>
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      <image:title>Social Capital</image:title>
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  <url>
    <loc>https://www.circlesindy.org/thecirclesmodel-1</loc>
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    <lastmod>2023-05-19</lastmod>
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  <url>
    <loc>https://www.circlesindy.org/thecirclesmodel-2</loc>
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    <lastmod>2023-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6467bc7a738c555cc3530506/1684520068812-1SIEI1MHF58Y12NNGT3H/Circles%2BGraphics.jpg</image:loc>
      <image:title>The Circles Model (Copy) - Circles is a nationally-proven and innovative way of connecting people across socioeconomic lines in an effort to move individuals and families out of poverty. Circles is not just another program to manage poverty. Circles is uniquely designed to reduce poverty by helping low income individuals expand their social capital while bringing the community together in solidarity to reduce the barriers keeping people in poverty.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.circlesindy.org/survey</loc>
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    <lastmod>2024-10-04</lastmod>
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  <url>
    <loc>https://www.circlesindy.org/chapter-gallery</loc>
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    <lastmod>2025-03-18</lastmod>
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      <image:title>Chapter Gallery</image:title>
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      <image:title>Chapter Gallery</image:title>
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      <image:title>Chapter Gallery</image:title>
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      <image:title>Chapter Gallery</image:title>
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    <loc>https://www.circlesindy.org/new-page</loc>
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